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Pay your bill your way.
Six different options. Find the best option that works for you!


Pay Online- SmartHub

SmartHub helps you mange your electric account 24/7 by computer, tablet or smartphone with a free online application. 

  • Log in to your electric account

  • View your bill and bill history

  • Make or schedule payment

  • Manage payment methods

  • Sign up to receive e-mail or text alert notifications, budget billing and automatic bill pay


Pay Now

Pay Now provides a quick, convenient and streamlined way to pay your bill. It does not contain all the functionality of SmartHub but does offer an easy way for you to pay your bill online while on the go. No registration required or password to remember.


Automatic Bill Pay (ACH)

For a hassle-free, no-fee method of payment, sign up for Automated Bill Pay (ACH). Payment is automatically deducted from your bank account on the 20th of each month.


Pay by Phone

Use our 24-hour secure Pay By Phone option. Call 800.225.4532 and select option #3 to make a payment 24/7.


Payment Drop Box

Member-owners may drop off their payment in the Cooperative's drop box at any time of day or payments can be made in-person during office hours at the headquarters in Estherville, Iowa.

Iowa Lakes Electric Cooperative

702 South 1st St

Estherville IA  51334

Office hours: Mon-Fri, 8 to 4 pm


Check-Free Pay

*NOTE* If choosing this option, it will take 1 to 3 business days for Iowa Lakes Electric Cooperative to receive this payment.

Pay with cash or debit card at your local Hy-Vee or Walmart stores.

Hy-Vee: Storm Lake

Walmart: Spencer, Spirit Lake and Storm Lake

SmartHub ReDesign

SmartHub FAQs

What is SmartHub?

SmartHub is a tool that provides convenient account access and two-way communication to and from Iowa Lakes Electric Cooperative on your computer, tablet or via your mobile device. With SmartHub you have the ability to do the following with just a few clicks:

  • Make a payment

  • Access payment history

  • Access your billing statement which can be printed

  • Sign up for Automated Payments (ACH)

  • An opt out option to no longer receive printed billing statements in the mail

  • Sign up and receive e-mail or text alert notifications

  • Check our social media feeds

  • Notify ILEC staff of account and service issues

SmartHub is available on Android and iOS smartphones and tablets as well as on the web.

How Do I sign up for SmartHub?

Sign up now. To get started, you will be required to enter your account number, last name or business name, last 4-digits of your SSN or Fed ID and your e-mail address. If you have any questions or need assistance, you are always welcome to contact our customer care representative at 800.225.4532.

What is the difference between the SmartHub mobile app and the web version of SmartHub?

The SmartHub mobile app can be downloaded and installed on any iOS and Android compatible tablet or mobile device. 

The web version is accessible from any desktop or laptop device with Internet access, and allows you to register your accounts to receive notifications for account milestones approaching or a missed due date. 

Both versions give you secure access to maintain your account information, view your bills, see payment history, make payments on one or more accounts, monitor and manage your usage by use of graphics and usage markets, and sign up for Automated Payment (ACH).

Is my phone or tablet supported?

The free SmartHub app is supported on the following platforms:

  • ​iOS 3.1 and above (iPhone and/or iPad)

  • Android 2.1 and above (Smartphones or tablets)

Do I have to buy the app?

No, our app is free to download and install.

I have five accounts. Can I see them all in the app and on the web?

Yes, the web home page shows all of your accounts with the amounts due and hyperlinks to other detailed information. On the app, tap the Bill and Pay icon. The total due of all accounts show and below it you can select different information by account, such as partial payment option, billing history and payment history.

Can I make a payment on multiple accounts?

SmartHub allows you to make payments and view information on one or more accounts.

How do I find your office and payment locations?

This feature is available on the app by tapping the Map icon.

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