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Payment Options

Peak Alert

Usage: Normal

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Green Normal Conditions

Your cooperative is currently experiencing normal energy demand. No special energy saving measures are necessary.

  • Normal
  • Approaching Peak
  • Peak Alert

Pay your bill your way.

We have many different options to pay your electric bill. Find the option that works best for you!

Mobile devices

SmartHub Payment Center

The SmartHub Payment Center allows you to access your electric information online and pay your bill 24 hours a day, seven days a week. 

Learn More


Automatic Bill Pay (ACH)

For a hassle-free, no-fee method of payment, sign up for Automated Bill Pay (ACH). Payment is automatically deducted from your bank account on the 20th of each month.

ACH Form

call us

By Phone

Call Iowa Lakes Electric Cooperative at 800-225-4532 and select option #3 to make a payment 24/7.

Iowa Lakes Electric Cooperative headquarters

Drop Off at ILEC Headquarters

Member-owners may drop off their payment in the Cooperative's drop box at any time of day or payments can be made in person during office hours at the headquarters in Estherville, Iowa. Office hours: Mon-Fri, 8 a.m. to 4 p.m.


Postal Mail

Pay bill through postal mail via the U.S. Post Office.

Mail to:
Iowa Lakes Electric Cooperative
702 South 1st Street
Estherville, Iowa 51334

Money in Hand

Check-Free Pay

*NOTE* If choosing this option it will take 1 - 3 business days for Iowa Lakes Electric Cooperative to receive this payment.

Pay with cash or debit card at your local Hy-Vee or Walmart stores.

Hy-Vee: Storm Lake

Walmart: Spencer, Spirit Lake and Storm Lake